About Us

ClearPath Mutual Insurance Company began operations on January 1, 2018 and is domiciled in Louisville, KY. The company has an AM Best Rating of “A-“ (Excellent) with Stable Outlook. ClearPath Mutual is governed by a policyholder elected Board of Directors which monitors the company’s activities. The Board describes the company’s mission and purpose as providing the best value for its policyholders through conservative, profitable growth; financial security; enhanced safety and risk management services; and exceptional customer service.

ClearPath Mutual has approximately 7,100 policyholders and nearly $50 million in premiums, making it one of the largest and most financially stable providers of workers’ compensation in Kentucky. Its policyholders pay a premium based on their exposures, classification codes, payroll and experience modification. Premiums are then used to pay claims and administrative expenses, such as loss prevention services and legal, actuarial, and management costs. The company’s strategic mission is to expand geographically to better serve its agents and policyholders. During 2019, ClearPath Mutual acquired licenses in the states of Indiana and Tennessee, and has started to write business in each state.

Jeff Borkowski

We are proud to announce that AM Best has reaffirmed a Financial Strength Rating of A- (Excellent) and a Long-Term Issurer Credit Rating of “a-“ to ClearPath Mutual Insurance Company.

Jeff Borkowski
Chief Executive Officer

Message from CEO

Our name ClearPath Mutual Insurance Company was selected a few years back because we had a clear path to growth and success ahead of us. I am very excited about our progress and the momentum we have created in becoming a leading regional insurance company.

The successes we have had since becoming ClearPath Mutual couldn't be possible without the efforts of our dedicated employees, our loyal agency partners, and our valued policyholders. I am very appreciative of everything they do for ClearPath Mutual, and I want to say, Thank You!

As we look at 2021, ClearPath Mutual knows that it will take a ClearFocus and a ClearVision to continue the ClearPath to Success.

Board of Directors

Jeff Borkowski
ClearPath Mutual
Jerry G. Hale
Keeneland Association, Inc. - Retired
Louie Seger
Beeline Courier Service
Gregory L. Buie
ClearPath Mutual - Retired
Clyde D. Lang
Cedar Lake, Inc. - Retired
Tony Stottmann
Wells Fargo Insurance Services, Inc. - Retired
Sean M. Garber
Algar, Inc.
Jane Broadwater Long
Lawyers Mutual Insurance Company of Kentucky
Jan West
Goldberg Simpson